{"id":2193,"date":"2025-09-27T19:03:00","date_gmt":"2025-09-27T17:03:00","guid":{"rendered":"https:\/\/bk4f2kj2ml.wpdns.site\/?p=2193"},"modified":"2026-09-30T14:18:30","modified_gmt":"2026-09-30T12:18:30","slug":"falschschufa%e8%ae%b0%e5%bd%95%e4%bd%95%e6%97%b6%e4%bc%9a%e5%90%91%e4%bb%96%e4%bb%ac%e6%94%af%e4%bb%98%e6%8d%9f%e5%ae%b3%e8%b5%94%e5%81%bf%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.sofortdatenschutz.de\/zh\/blog\/falscher-schufa-eintrag-wann-steht-ihnen-dsgvo-schadensersatz-zu\/","title":{"rendered":"\u865a\u5047\u7684SCHUFA\u8bb0\u5f55\uff1aGDPR\u89c4\u5b9a\u7684\u8d54\u507f\u8d23\u4efb\u4f55\u65f6\u8d77\u7b97\uff1f"},"content":{"rendered":"<style>.kb-row-layout-id2193_32c046-a4 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2193_32c046-a4 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2193_32c046-a4 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1330px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:0px;padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2193_32c046-a4 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2193_32c046-a4 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2193_32c046-a4 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2193_32c046-a4 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column2193_ffeb61-64 > .kt-inside-inner-col,.kadence-column2193_ffeb61-64 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2193_ffeb61-64 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2193_ffeb61-64 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2193_ffeb61-64 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2193_ffeb61-64 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2193_ffeb61-64{position:relative;}@media all and (max-width: 1024px){.kadence-column2193_ffeb61-64 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2193_ffeb61-64 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2193_ffeb61-64\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading\">Kann ein voreiliger oder unbegr\u00fcndeter SCHUFA-Eintrag zu einer Schadensersatzforderung f\u00fchren? <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Der Bundesgerichtshof (BGH) hat in einem Grundsatzurteil entschieden: Ja, wenn der Eintrag nachweisbare Nachteile verursacht oder allein schon der Kontrollverlust \u00fcber die eigenen Daten eingetreten ist. Das Urteil vom 13. Mai 2025 (Az.: VI ZR 67\/23) senkt die H\u00fcrden f\u00fcr Betroffene und erh\u00f6ht das Haftungsrisiko f\u00fcr meldende Unternehmen erheblich.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Der Fall: Voreilige SCHUFA-Meldung mit gravierenden Folgen<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ein Inkassounternehmen meldete eine titulierte Forderung an die SCHUFA, obwohl die Einspruchsfrist des Schuldners noch lief. Der Betroffene machte geltend, dass der daraus resultierende negative SCHUFA-Eintrag massive wirtschaftliche Konsequenzen f\u00fcr ihn hatte, darunter den Verlust von Kreditkarten und das Scheitern einer Immobilienfinanzierung. Er klagte auf 5.000 Euro Schadensersatz nach Art. 82 DSGVO. Nachdem das OLG Koblenz seine Klage abgewiesen hatte, zog er vor den BGH.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Die Entscheidung des BGH: Kontrollverlust \u00fcber Daten ist bereits ein Schaden<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Der BGH hob das Urteil des OLG Koblenz auf und stellte klar, dass die Anforderungen an einen immateriellen DSGVO-Schaden nicht zu hoch angesetzt werden d\u00fcrfen. Die Kernaussagen des BGH sind wegweisend:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Ein Schaden muss nicht \u201eschwerwiegend\u201c sein, aber konkret:<\/strong> Der Kl\u00e4ger hatte mit dem Verlust seiner Kreditkarten und drohenden K\u00fcndigungen von Gesch\u00e4ftsbeziehungen ausreichend konkrete Nachteile dargelegt. Eine hohe Erheblichkeitsschwelle, wie sie das OLG ansetzte, ist nicht erforderlich.<\/li>\n\n\n\n<li><strong>Der \u201eKontrollverlust\u201c \u00fcber Daten ist ein eigenst\u00e4ndiger Schaden:<\/strong> Dies ist der entscheidende Punkt des Urteils. Der BGH betonte, dass allein die Tatsache, dass personenbezogene Daten unrechtm\u00e4\u00dfig an Dritte (hier die SCHUFA) weitergegeben wurden, einen immateriellen Schaden in Form des \u201eKontrollverlustes\u201c begr\u00fcnden kann. Betroffene m\u00fcssen also nicht zwangsl\u00e4ufig nachweisen, dass ein Kredit geplatzt ist. Die unrechtm\u00e4\u00dfige Meldung <em>an sich<\/em> ist der Schaden.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Implikationen f\u00fcr Unternehmen<\/strong><\/h2>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2193_bff1f7-e2:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2193_bff1f7-e2 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2193_bff1f7-e2 ul.kt-svg-icon-list{grid-row-gap:16px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2193_bff1f7-e2 .kb-svg-icon-wrap{color:var(--global-palette2, #2B6CB0);}.wp-block-kadence-iconlist.kt-svg-icon-list-items2193_bff1f7-e2 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items2193_bff1f7-e2 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items2193_bff1f7-e2 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:18px;}.kt-svg-icon-list-items2193_bff1f7-e2 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2193_bff1f7-e2 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2193_0ad74c-56 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2193_0ad74c-56\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_record kt-svg-icon-list-single\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M3 0c-1.66 0-3 1.34-3 3s1.34 3 3 3 3-1.34 3-3-1.34-3-3-3z\" transform=\"translate(1 1)\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Haftungsrisiko f\u00fcr alle meldenden Unternehmen:<\/strong> Dieses Urteil betrifft nicht nur Inkassounternehmen, sondern alle Firmen, die Daten an Auskunfteien wie die SCHUFA melden (Banken, Telekommunikationsanbieter, Energieversorger, Online-H\u00e4ndler mit Ratenzahlung etc.).<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2193_d4cdd1-20 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2193_d4cdd1-20\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_record kt-svg-icon-list-single\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M3 0c-1.66 0-3 1.34-3 3s1.34 3 3 3 3-1.34 3-3-1.34-3-3-3z\" transform=\"translate(1 1)\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Die H\u00fcrde f\u00fcr Schadensersatzklagen ist gesunken:<\/strong> Da der reine Kontrollverlust als Schaden ausreicht, wird es f\u00fcr Betroffene einfacher, Schadensersatzanspr\u00fcche geltend zu machen. Die Beweislast wird erleichtert.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2193_980f3d-e7 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2193_980f3d-e7\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_record kt-svg-icon-list-single\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M3 0c-1.66 0-3 1.34-3 3s1.34 3 3 3 3-1.34 3-3-1.34-3-3-3z\" transform=\"translate(1 1)\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Prozesssicherheit ist unerl\u00e4sslich:<\/strong> Unternehmen m\u00fcssen absolut sicherstellen, dass ihre internen Prozesse eine Datenmeldung an die SCHUFA erst dann zulassen, wenn alle gesetzlichen Voraussetzungen (z.B. \u00a7 31 BDSG) zweifelsfrei erf\u00fcllt sind. Voreilige oder fehlerhafte Meldungen sind ein direktes finanzielles Risiko.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2193_f2b50c-bc2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2193_f2b50c-bc2\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_record kt-svg-icon-list-single\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M3 0c-1.66 0-3 1.34-3 3s1.34 3 3 3 3-1.34 3-3-1.34-3-3-3z\" transform=\"translate(1 1)\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Dokumentation und Pr\u00fcfung:<\/strong> Jeder Meldeprozess muss l\u00fcckenlos dokumentiert sein. Es muss eine klare Pr\u00fcfung stattfinden, ob die Forderung unbestritten ist und ob der Schuldner ausreichend gemahnt wurde.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong> SCHUFA-Eintrag &amp; DSGVO-Schadensersatz \u2013 Was Sie wissen m\u00fcssen<\/strong><\/h2>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2193_7f7e31-e8:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2193_7f7e31-e8 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2193_7f7e31-e8 ul.kt-svg-icon-list{grid-row-gap:16px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2193_7f7e31-e8 .kb-svg-icon-wrap{color:var(--global-palette2, #2B6CB0);}.wp-block-kadence-iconlist.kt-svg-icon-list-items2193_7f7e31-e8 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items2193_7f7e31-e8 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items2193_7f7e31-e8 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:18px;}.kt-svg-icon-list-items2193_7f7e31-e8 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2193_7f7e31-e8 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2193_1a247c-1e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2193_1a247c-1e\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_record kt-svg-icon-list-single\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M3 0c-1.66 0-3 1.34-3 3s1.34 3 3 3 3-1.34 3-3-1.34-3-3-3z\" transform=\"translate(1 1)\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Was genau ist ein \u201eimmaterieller Schaden\u201c nach der DSGVO?<\/strong><br>Das ist ein nicht-finanzieller Nachteil, wie z.B. Reputationsverlust, Diskriminierung, Stress oder eben der reine Kontrollverlust \u00fcber die eigenen Daten.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2193_3193e5-31 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2193_3193e5-31\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_record kt-svg-icon-list-single\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M3 0c-1.66 0-3 1.34-3 3s1.34 3 3 3 3-1.34 3-3-1.34-3-3-3z\" transform=\"translate(1 1)\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Wie hoch kann der Schadensersatz f\u00fcr einen falschen SCHUFA-Eintrag sein?<\/strong><br>Das ist eine Einzelfallentscheidung. Die Spanne reicht von einigen hundert bis zu mehreren tausend Euro, wie das erstinstanzliche Urteil in diesem Fall mit 5.000 \u20ac zeigt. Die Schwere des Versto\u00dfes und die Auswirkungen auf den Betroffenen sind entscheidend.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2193_792dc8-8e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2193_792dc8-8e\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_record kt-svg-icon-list-single\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M3 0c-1.66 0-3 1.34-3 3s1.34 3 3 3 3-1.34 3-3-1.34-3-3-3z\" transform=\"translate(1 1)\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Wer haftet f\u00fcr die Falschmeldung \u2013 mein Unternehmen oder die SCHUFA?<\/strong><br>F\u00fcr die unrechtm\u00e4\u00dfige \u00dcbermittlung der Daten ist prim\u00e4r das meldende Unternehmen als datenschutzrechtlich Verantwortlicher haftbar.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2193_a3ed4e-351 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2193_a3ed4e-351\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_record kt-svg-icon-list-single\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M3 0c-1.66 0-3 1.34-3 3s1.34 3 3 3 3-1.34 3-3-1.34-3-3-3z\" transform=\"translate(1 1)\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Wann darf ich eine unbezahlte Forderung an die SCHUFA melden?<\/strong><br>Die Voraussetzungen sind streng. In der Regel muss die Forderung unbestritten sein, der Schuldner muss mindestens zweimal schriftlich gemahnt worden sein und zwischen der ersten Mahnung und der Meldung m\u00fcssen mindestens vier Wochen liegen.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>Fazit: BGH st\u00e4rkt Verbraucherrechte und erh\u00f6ht den Druck auf Unternehmen<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Das Urteil des BGH ist ein klares Signal: Der sorglose oder fehlerhafte Umgang mit Datenmeldungen an Auskunfteien wird nicht l\u00e4nger toleriert. Die Anerkennung des \u201eKontrollverlustes\u201c als eigenst\u00e4ndiger Schaden \u00f6ffnet die T\u00fcr f\u00fcr eine neue Welle von DSGVO-Schadensersatzklagen. F\u00fcr Unternehmen bedeutet dies, dass die Einhaltung der strengen Meldevoraussetzungen und eine exakte Prozessdokumentation wichtiger sind als je zuvor.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id2193_c84f5f-72{margin-top:var(--global-kb-spacing-xl, 4rem);}.kb-row-layout-id2193_c84f5f-72 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2193_c84f5f-72 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2193_c84f5f-72 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-lg, 4rem);max-width:var( --global-content-width, 1330px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-xl, 4rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-xl, 4rem);padding-left:var(--global-kb-spacing-md, 2rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2193_c84f5f-72{border-top-left-radius:24px;border-top-right-radius:24px;border-bottom-right-radius:24px;border-bottom-left-radius:24px;overflow:clip;isolation:isolate;}.kb-row-layout-id2193_c84f5f-72 > .kt-row-layout-overlay{border-top-left-radius:24px;border-top-right-radius:24px;border-bottom-right-radius:24px;border-bottom-left-radius:24px;}.kb-row-layout-id2193_c84f5f-72{background-image:url('https:\/\/www.sofortdatenschutz.de\/wp-content\/uploads\/2026\/08\/BG-eu.webp');background-size:cover;background-position:center center;background-attachment:scroll;background-repeat:no-repeat;}.kb-row-layout-id2193_c84f5f-72 > .kt-row-layout-overlay{opacity:0.30;}.kb-row-layout-id2193_c84f5f-72 ,.kb-row-layout-id2193_c84f5f-72 h1,.kb-row-layout-id2193_c84f5f-72 h2,.kb-row-layout-id2193_c84f5f-72 h3,.kb-row-layout-id2193_c84f5f-72 h4,.kb-row-layout-id2193_c84f5f-72 h5,.kb-row-layout-id2193_c84f5f-72 h6{color:var(--global-palette4, #2D3748);}@media all and (max-width: 1024px){.kb-row-layout-id2193_c84f5f-72 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2193_c84f5f-72 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2193_c84f5f-72 alignnone has-kb-palette-1-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column2193_4951c6-48 > .kt-inside-inner-col{display:flex;}.kadence-column2193_4951c6-48 > .kt-inside-inner-col,.kadence-column2193_4951c6-48 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2193_4951c6-48 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2193_4951c6-48 > .kt-inside-inner-col{flex-direction:column;align-items:center;}.kadence-column2193_4951c6-48 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column2193_4951c6-48 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column2193_4951c6-48 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2193_4951c6-48 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2193_4951c6-48{position:relative;}@media all and (max-width: 1024px){.kadence-column2193_4951c6-48 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column2193_4951c6-48 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2193_4951c6-48\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2193_6e5997-89, .wp-block-kadence-advancedheading.kt-adv-heading2193_6e5997-89[data-kb-block=\"kb-adv-heading2193_6e5997-89\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2193_6e5997-89 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2193_6e5997-89[data-kb-block=\"kb-adv-heading2193_6e5997-89\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2193_6e5997-89 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2193_6e5997-89[data-kb-block=\"kb-adv-heading2193_6e5997-89\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2193_6e5997-89 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading2193_6e5997-89\"><strong>Pflichtfelder pr\u00fcfen \u2013 <\/strong><br><strong>im Webinar Schritt f\u00fcr Schritt<\/strong><\/h2>\n\n\n\n<p class=\"has-theme-palette-9-color has-text-color has-link-color wp-elements-1 wp-block-paragraph\">Wenn Sie dabei sein oder Ihre Fragen einbringen m\u00f6chten: <br>Nehmen Sie Kontakt auf \u2013 die Anmeldedetails folgen in K\u00fcrze.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column2193_641f2e-02 > .kt-inside-inner-col{display:flex;}.kadence-column2193_641f2e-02 > .kt-inside-inner-col,.kadence-column2193_641f2e-02 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2193_641f2e-02 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2193_641f2e-02 > .kt-inside-inner-col{flex-direction:column;align-items:center;}.kadence-column2193_641f2e-02 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column2193_641f2e-02 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column2193_641f2e-02 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2193_641f2e-02 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2193_641f2e-02{position:relative;}@media all and (max-width: 1024px){.kadence-column2193_641f2e-02 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column2193_641f2e-02 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2193_641f2e-02\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedbtn.kb-btns2193_6fded4-1d{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns2193_6fded4-1d .kt-button{font-weight:normal;font-style:normal;}.kt-btns2193_6fded4-1d .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns2193_6fded4-1d .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns2193_6fded4-1d .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns2193_6fded4-1d .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns2193_6fded4-1d .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns2193_6fded4-1d .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns2193_6fded4-1d .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns2193_6fded4-1d\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn2193_9d7189-f3.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn2193_9d7189-f3.kb-button{margin-top:0px;margin-left:0px;}<\/style><a class=\"kb-button kt-button button kb-btn2193_9d7189-f3 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn\" href=\"\/kontakt\/\"><span class=\"kt-btn-inner-text\">Kontakt aufnehmen<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id2193_ee697f-21{margin-top:var(--global-kb-spacing-lg, 3rem);margin-bottom:0px;}.kb-row-layout-id2193_ee697f-21 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2193_ee697f-21 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2193_ee697f-21 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-none, 0rem );max-width:var( --global-content-width, 1330px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:0px;padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2193_ee697f-21 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2193_ee697f-21 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2193_ee697f-21 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2193_ee697f-21 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column2193_8d4aab-77 > .kt-inside-inner-col{padding-right:0px;padding-left:0px;}.kadence-column2193_8d4aab-77 > .kt-inside-inner-col,.kadence-column2193_8d4aab-77 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2193_8d4aab-77 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2193_8d4aab-77 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2193_8d4aab-77 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2193_8d4aab-77 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2193_8d4aab-77{position:relative;}.kadence-column2193_8d4aab-77, .kt-inside-inner-col > .kadence-column2193_8d4aab-77:not(.specificity){margin-left:0px;}@media all and (max-width: 1024px){.kadence-column2193_8d4aab-77 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2193_8d4aab-77 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2193_8d4aab-77\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2193_656740-1e, .wp-block-kadence-advancedheading.kt-adv-heading2193_656740-1e[data-kb-block=\"kb-adv-heading2193_656740-1e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2193_656740-1e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2193_656740-1e[data-kb-block=\"kb-adv-heading2193_656740-1e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2193_656740-1e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2193_656740-1e[data-kb-block=\"kb-adv-heading2193_656740-1e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading2193_656740-1e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2193_656740-1e\">FAQ <\/h3>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id2193_bcd48e-ee{margin-bottom:var(--global-kb-spacing-lg, 3rem);}.kb-row-layout-id2193_bcd48e-ee > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2193_bcd48e-ee > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2193_bcd48e-ee > .kt-row-column-wrap{column-gap:var(--global-kb-gap-lg, 4rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1330px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:0px;padding-left:0px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id2193_bcd48e-ee > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2193_bcd48e-ee > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2193_bcd48e-ee > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2193_bcd48e-ee alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-row kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column2193_726dcc-ed > .kt-inside-inner-col,.kadence-column2193_726dcc-ed > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2193_726dcc-ed > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2193_726dcc-ed > .kt-inside-inner-col{flex-direction:column;}.kadence-column2193_726dcc-ed > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2193_726dcc-ed > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2193_726dcc-ed{position:relative;}@media all and (max-width: 1024px){.kadence-column2193_726dcc-ed > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2193_726dcc-ed > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2193_726dcc-ed\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2193_23ebf0-15, .wp-block-kadence-advancedheading.kt-adv-heading2193_23ebf0-15[data-kb-block=\"kb-adv-heading2193_23ebf0-15\"]{line-height:1.3;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading2193_23ebf0-15 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2193_23ebf0-15[data-kb-block=\"kb-adv-heading2193_23ebf0-15\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2193_23ebf0-15 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2193_23ebf0-15[data-kb-block=\"kb-adv-heading2193_23ebf0-15\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading2193_23ebf0-15 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2193_23ebf0-15\"><strong>Kann ein falscher oder voreiliger SCHUFA-Eintrag einen Schadensersatzanspruch nach der DSGVO ausl\u00f6sen?<\/strong><\/h4>\n\n\n\n<p class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-2 wp-block-paragraph\">Ja. Nach dem im Artikel dargestellten Urteil des Bundesgerichtshofs kann ein Schadensersatzanspruch bestehen, wenn die unrechtm\u00e4\u00dfige Meldung konkrete Nachteile verursacht oder bereits ein Kontrollverlust \u00fcber personenbezogene Daten eingetreten ist.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-2193_7b4815-ed .kt-block-spacer{height:40px;}.wp-block-kadence-spacer.kt-block-spacer-2193_7b4815-ed .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette6, #718096);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-2193_7b4815-ed\"><div class=\"kt-block-spacer kt-block-spacer-halign-left\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2193_f237a0-8f, .wp-block-kadence-advancedheading.kt-adv-heading2193_f237a0-8f[data-kb-block=\"kb-adv-heading2193_f237a0-8f\"]{line-height:1.3;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading2193_f237a0-8f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2193_f237a0-8f[data-kb-block=\"kb-adv-heading2193_f237a0-8f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2193_f237a0-8f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2193_f237a0-8f[data-kb-block=\"kb-adv-heading2193_f237a0-8f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading2193_f237a0-8f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2193_f237a0-8f\"><strong>Was bedeutet \u201eKontrollverlust\u201c \u00fcber personenbezogene Daten?<\/strong><\/h4>\n\n\n\n<p class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-3 wp-block-paragraph\">Gemeint ist, dass personenbezogene Daten unrechtm\u00e4\u00dfig an Dritte weitergegeben werden und die betroffene Person dadurch die Kontrolle \u00fcber deren Verwendung verliert. Nach dem Artikel kann bereits dieser Kontrollverlust einen immateriellen Schaden im Sinne von Art. 82 DSGVO darstellen.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-2193_80606d-78 .kt-block-spacer{height:40px;}.wp-block-kadence-spacer.kt-block-spacer-2193_80606d-78 .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette6, #718096);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-2193_80606d-78\"><div class=\"kt-block-spacer kt-block-spacer-halign-left\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2193_3ee7ca-ad, .wp-block-kadence-advancedheading.kt-adv-heading2193_3ee7ca-ad[data-kb-block=\"kb-adv-heading2193_3ee7ca-ad\"]{line-height:1.3;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading2193_3ee7ca-ad mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2193_3ee7ca-ad[data-kb-block=\"kb-adv-heading2193_3ee7ca-ad\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2193_3ee7ca-ad img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2193_3ee7ca-ad[data-kb-block=\"kb-adv-heading2193_3ee7ca-ad\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading2193_3ee7ca-ad wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2193_3ee7ca-ad\"><strong>M\u00fcssen Betroffene einen besonders schweren Schaden nachweisen?<\/strong><\/h4>\n\n\n\n<p class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-4 wp-block-paragraph\">Nein. Nach der im Artikel dargestellten Entscheidung ist keine hohe Erheblichkeitsschwelle erforderlich. Der Schaden muss jedoch konkret dargelegt werden. Im zugrunde liegenden Fall wurden unter anderem der Verlust von Kreditkarten und drohende Nachteile bei Gesch\u00e4ftsbeziehungen angef\u00fchrt.<br><\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column2193_9f558f-d0 > .kt-inside-inner-col{display:flex;}.kadence-column2193_9f558f-d0 > .kt-inside-inner-col,.kadence-column2193_9f558f-d0 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2193_9f558f-d0 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2193_9f558f-d0 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;align-items:flex-start;}.kadence-column2193_9f558f-d0 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column2193_9f558f-d0 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column2193_9f558f-d0 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column2193_9f558f-d0{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2193_9f558f-d0{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2193_9f558f-d0 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column2193_9f558f-d0 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2193_9f558f-d0{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column2193_9f558f-d0{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2193_9f558f-d0{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2193_9f558f-d0 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 1024px){.kadence-column2193_9f558f-d0 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;align-items:flex-start;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column2193_9f558f-d0{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2193_9f558f-d0{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2193_9f558f-d0 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column2193_9f558f-d0 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;align-items:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2193_9f558f-d0\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2193_3945cf-34, .wp-block-kadence-advancedheading.kt-adv-heading2193_3945cf-34[data-kb-block=\"kb-adv-heading2193_3945cf-34\"]{line-height:1.3;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading2193_3945cf-34 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2193_3945cf-34[data-kb-block=\"kb-adv-heading2193_3945cf-34\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2193_3945cf-34 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2193_3945cf-34[data-kb-block=\"kb-adv-heading2193_3945cf-34\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading2193_3945cf-34 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2193_3945cf-34\"><strong>Wer haftet f\u00fcr eine unrechtm\u00e4\u00dfige Meldung an die SCHUFA?<\/strong><\/h4>\n\n\n\n<p class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-5 wp-block-paragraph\">F\u00fcr die unrechtm\u00e4\u00dfige \u00dcbermittlung ist nach dem Artikel grunds\u00e4tzlich das meldende Unternehmen als datenschutzrechtlich Verantwortlicher zust\u00e4ndig. Das kann beispielsweise Banken, Telekommunikationsunternehmen, Energieversorger oder Online-H\u00e4ndler betreffen.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-2193_8fc15f-d1 .kt-block-spacer{height:40px;}.wp-block-kadence-spacer.kt-block-spacer-2193_8fc15f-d1 .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette6, #718096);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-2193_8fc15f-d1\"><div class=\"kt-block-spacer kt-block-spacer-halign-left\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2193_a7e032-d7, .wp-block-kadence-advancedheading.kt-adv-heading2193_a7e032-d7[data-kb-block=\"kb-adv-heading2193_a7e032-d7\"]{line-height:1.3;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading2193_a7e032-d7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2193_a7e032-d7[data-kb-block=\"kb-adv-heading2193_a7e032-d7\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2193_a7e032-d7 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2193_a7e032-d7[data-kb-block=\"kb-adv-heading2193_a7e032-d7\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading2193_a7e032-d7 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2193_a7e032-d7\"><strong>Wann darf eine offene Forderung an die SCHUFA gemeldet werden?<\/strong><\/h4>\n\n\n\n<p class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-6 wp-block-paragraph\">Die Voraussetzungen sind streng. Der Artikel nennt insbesondere, dass die Forderung grunds\u00e4tzlich unbestritten sein muss, der Schuldner mehrfach gemahnt worden sein muss und bestimmte zeitliche Voraussetzungen einzuhalten sind. Vor jeder Meldung sollten die gesetzlichen Anforderungen sorgf\u00e4ltig gepr\u00fcft werden.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-2193_b79e6e-35 .kt-block-spacer{height:40px;}.wp-block-kadence-spacer.kt-block-spacer-2193_b79e6e-35 .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette6, #718096);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-2193_b79e6e-35\"><div class=\"kt-block-spacer kt-block-spacer-halign-left\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2193_04a31b-bb, .wp-block-kadence-advancedheading.kt-adv-heading2193_04a31b-bb[data-kb-block=\"kb-adv-heading2193_04a31b-bb\"]{line-height:1.3;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading2193_04a31b-bb mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2193_04a31b-bb[data-kb-block=\"kb-adv-heading2193_04a31b-bb\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2193_04a31b-bb img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2193_04a31b-bb[data-kb-block=\"kb-adv-heading2193_04a31b-bb\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading2193_04a31b-bb wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2193_04a31b-bb\"><strong><strong>Was sollten Unternehmen bei SCHUFA-Meldungen organisatorisch beachten?<\/strong><\/strong><\/h4>\n\n\n\n<p class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-7 wp-block-paragraph\">Unternehmen sollten klare Pr\u00fcf- und Freigabeprozesse einrichten und jede Meldung nachvollziehbar dokumentieren. Vor einer \u00dcbermittlung muss insbesondere gepr\u00fcft werden, ob s\u00e4mtliche gesetzlichen Voraussetzungen erf\u00fcllt sind und die zugrunde liegende Forderung tats\u00e4chlich gemeldet werden darf.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>\u5411 SCHUFA \u53d1\u9001\u4e0d\u5b8c\u6574\u6216\u8fc7\u65e9\u7684\u62a5\u544a\uff0c\u53ef\u80fd\u4f1a\u7ed9\u4f01\u4e1a\u5e26\u6765\u4e25\u91cd\u7684\u9690\u79c1\u4fdd\u62a4\u95ee\u9898\u3002.<\/p>","protected":false},"author":7,"featured_media":1945,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":[85],"meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[62],"tags":[],"class_list":["post-2193","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","format-news"],"taxonomy_info":{"category":[{"value":62,"label":"News"}],"format":[{"value":85,"label":"News"}]},"featured_image_src_large":["https:\/\/www.sofortdatenschutz.de\/wp-content\/uploads\/2026\/09\/pruefung-von-unterlagen-am-schreibtisch-symbolbild-audit-576x1024.webp",576,1024,true],"author_info":{"display_name":"Jonas Buchholz","author_link":"https:\/\/www.sofortdatenschutz.de\/zh\/blog\/author\/8bda3b87b5f44bbf\/"},"comment_info":0,"category_info":[{"term_id":62,"name":"News","slug":"news","term_group":0,"term_taxonomy_id":62,"taxonomy":"category","description":"","parent":60,"count":4,"filter":"raw","cat_ID":62,"category_count":4,"category_description":"","cat_name":"News","category_nicename":"news","category_parent":60}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/www.sofortdatenschutz.de\/zh\/wp-json\/wp\/v2\/posts\/2193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sofortdatenschutz.de\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sofortdatenschutz.de\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sofortdatenschutz.de\/zh\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sofortdatenschutz.de\/zh\/wp-json\/wp\/v2\/comments?post=2193"}],"version-history":[{"count":3,"href":"https:\/\/www.sofortdatenschutz.de\/zh\/wp-json\/wp\/v2\/posts\/2193\/revisions"}],"predecessor-version":[{"id":2978,"href":"https:\/\/www.sofortdatenschutz.de\/zh\/wp-json\/wp\/v2\/posts\/2193\/revisions\/2978"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sofortdatenschutz.de\/zh\/wp-json\/wp\/v2\/media\/1945"}],"wp:attachment":[{"href":"https:\/\/www.sofortdatenschutz.de\/zh\/wp-json\/wp\/v2\/media?parent=2193"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sofortdatenschutz.de\/zh\/wp-json\/wp\/v2\/categories?post=2193"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sofortdatenschutz.de\/zh\/wp-json\/wp\/v2\/tags?post=2193"},{"taxonomy":"format","embeddable":true,"href":"https:\/\/www.sofortdatenschutz.de\/zh\/wp-json\/wp\/v2\/format?post=2193"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}